For the millions of Americans tackling loan repayment, we’re here for you.

Managing $100M in debt and counting

On a mission to transform debt repayment

We built Ditch to transform the way individuals tackle their debt and make financial freedom more attainable for everyone. We started by helping consumers pay off debt faster with automated round-ups. Today, we provide seamless debt management solutions for individuals, institutions, and employers.

We empower organizations to drive better debt repayment outcomes—whether by recovering delinquent debt, accelerating loan prepayment, or offering innovative financial wellness benefits. Ditch has helped thousands of users make smarter payments toward their debt, and we’re just getting started.

Ditch partnered with UKG Labs to bring debt repayment benefits to the workforce.

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The team bridging the Gap Between Debt and Wealth-Building

Xander Yoon

Engineering

Luis Andino

Founder & CEO

Eli Curtin

Co-Founder & COO

Sophia Pregadio

Social Media

Erin Confortini

Growth Marketing

The team bridging the Gap Between Debt and Wealth-Building

Jane Elliott

Chief Human Resources Officer

Shannon Johnson

Fintech Strategy & Growth Leader

Kevin Phillips

Fintech CFO & COO

Praveen Ghanta

4x Technology Founder

In the News

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

The Average American Has Nearly $6,000 In Credit Card Debt. This Atlanta Entrepreneur Could Help Them Pay It Off.

Ditch feature in Hypepotamus, fall 2023.

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The Power of Empathy with Luis Andino | Growthwell with Josh Byrd

Hear from Luis Andino, the Founder & CEO of Ditch, in an interview with Josh Byrd for the GrowthWell podcast.

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Fintech South 2024: Luis Andino with Ditch | Business RadioX® Network

Hear from Luis Andino, the Founder & CEO of Ditch, in a radio interview at the Fintech South 2024 conference.

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UKG Labs Ecosystem Doubles in Size, Adds Nine New Startups

UKG Labs announces its Fall 2024 cohort.

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Ditch: Bridging the Gap Between Debt and Wealth-Building

Brandon Hall, a leading HCM industry analyst, evaluated and profiled Ditch's offering for employers.

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