Ditch for employers
Deliver meaningful financial wellness to your workforce
Ditch is a next-generation financial wellness benefit for your employees, giving them an AI-powered tool to accelerate debt reduction and build lasting financial well-being.
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Empower financial wellness with Ditch
Ditch engages your employees with the tools to improve their financial wellness, helping you attract, retain, and enhance the performance of your teams.
13 hrs
Avg productivity gained each month for financially empowered employees
30%
Increase in retention for companies that offer financial wellness benefits
78%
Pct. of employees who prefer to work for employers with financial wellness perks
What we offer
Effortless debt repayment with Payoffs
Payoffs enables your employees to automatically pay their loans with round-ups of their everyday purchases, helping them get to a wealth-building state quicker.
You can also seamlessly match portions of their contributions, supercharging their debt reduction and helping them save tons on interest.
AI-powered Spending and Debt insights
Ditch's AI financial assistant provides real-time insights to your employees, contextualized with their financial and debt-related data.
Our dedicated Debt and Spend tabs deliver personalized analytics and and recommendations that drive lasting improvements in their financial decision-making.
Personalized education and recommendations
Ditch's financial education platform helps your employees to build strong financial literacy.
Ditch complements this with proactive, AI-powered recommendations delivered at the right moments to drive sustained behavioral change.
Pricing
Our pricing follows a standard per employee per month (PEPM) model, with flexible packages to meet your needs. Contact us today to learn more and get your personalized quote.
Ditch Standard
Provide tools to manage finances and build literacy.
Your employees get:
AI financial concierge
Financial learning modules
AI spend tracking and budgeting
Additional features:
Employee activation campaigns
Employee engagement reporting
Ditch Enhanced
Manage finances, build literacy, and accelerate debt repayment.
Your employees get:
AI financial concierge
Financial learning modules
AI spend tracking and budgeting
Automated debt payoffs
Additional features:
Employee activation campaigns
Employee engagement reporting
Ditch Complete
Comprehensive wellness offering with coaching and supercharged repayments.
Your employees get:
AI financial concierge
Financial learning modules
AI spend tracking and budgeting
Automated debt payoffs
Debt repayment matching
AI-assisted 1-on-1 coaching
Additional features:
Employee activation campaigns
Employee engagement reporting
Case Studies
Don't just take our word for it - see what our partners have to say.
"Ditch has been a great tool for the team, helping them easily tackle their debt with increased repayments each month. As an employer, Ditch is the perfect tool to have in my arsenal to meet the unique financial needs of my team."
"Ditch delivers unique value beyond the standard financial benefit. My team appreciates the app's use of AI to provide personalized guidance that is truly actionable. We've come to rely on those insights- not sure what we'd do without it!"